Lenders use your credit score to determine whether to approve you for credit cards, personal loans, mortgages and other financial products. Your score can also affect how much you pay for insurance ...

If your credit score starts with an "8," congratulations: You're super close to credit perfection. The highest possible FICO® Score is 850, and any score of 800 or higher is considered "exceptional." ...

Achieving a credit score of 800 or higher can help unlock the lowest interest rates for products ranging from auto loans to credit cards, but only one in four Americans has managed to reach that level ...

Clark Howard, a prominent consumer finance expert, entrepreneur, author and radio host, challenges the conventional wisdom that striving for an 800 credit score (or higher) is a universally wise ...