🚨 FIRST U.S. BANK FAILURE OF 2026 Metropolitan Capital Bank & Trust in Chicago was closed by Illinois regulators on January 30, 2026. The FDIC was appointed receiver and First Independence Bank (Detroit) assumed substantially all deposits and assets. WHAT THIS MEANS FOR YOU: ✅ Customer deposits are protected ✅ Accounts transition to First Independence Bank ✅ The sole Chicago branch reopens under new ownership ✅ Standard FDIC bank-failure procedures handled the transition SYSTEMATIC ANALYSIS: Th
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